We can’t know what the future holds for us, or our families, and nobody likes to imagine any frightening possibilities. That’s why it’s a good idea to have some safety nets in place. Protecting our family and the home they live in is what’s most important to us in life. Sometimes people think that if they have Mortgage Protection, that’s enough on its own and separate Life Insurance isn’t needed. And while having Mortgage Protection is an important step in protecting your family’s future, it is worth considering Life Insurance too.

Mortgage Protection will solely cover the cost of your outstanding mortgage repayments should you die. Yes the mortgage will be taken care of, but what about everything else? It doesn’t provide help with any other costs your family will face without the help of your income. These costs could be anything such as funeral bills, education costs for your children or just your family being able to maintain the lifestyle they currently lead